Should I worry about my flat roof?

Home insurance application forms ask if your home has a flat roof, and if it does what percentage of the total roof is flat. Insurers clearly see a flat roof as higher risk than a sloping – or pitched – roof. Why?

How much cover for alternative accommodation have you got?

If the worst happens to your home, you will want you and your family to stay somewhere safe and warm while the damage is put right. Repairs can take a long time if damage has been severe, for instance from a flood, so you may be out of your home for an extended time. Home…

Are you covered for help around your home?

About a third of homes in Britain employ someone to help with domestic jobs, such as cleaning or gardening. You may not be aware that the contents section of your home insurance policy typically covers domestic employer’s liability – that is your legal liability for damages paid as compensation for an accident to someone working…