Bank holiday DIY? Insurance issues

Painting and decorating Should have little to no impact on your insurance. New kitchen, bathroom or doors If for any plumbing or electrics you need to employ a contractor in your home, any contractor should have their own liability in place to cover them for any damage caused whilst they are working in your home….

Smart home insurance ?

Smart home devices are more and more popular in the UK, from Amazon’s Alexa voice service, to remotely activated thermostats, to motion sensors – according to a study by Deloitte UK, 3% of households have a smart security system, smart thermostat or smart lighting, and 5% of households are considering buying a smart home device….

Smart locks issues

Last week, around 500 users of smart locks produced by the US company LockState found that their locks did not work properly after a faulty update was released, leaving users unable to lock and unlock homes. Lockstate apologised but wasn’t able to provide customers with an immediate solution to the issue – it took 5-18…

Flood risk assessment

Ever more homes in the UK are now at risk of flooding. In 2015/2016, 9% of new homes constructed in England were in areas at high risk of river or coastal flooding, and 4,400 homes in the last five years were built against the advice of the Environment Agency, according to an article by iNews….

Holiday home insurance

Home insurers mean different things when they talk about “holiday” homes and “second” homes: A holiday home is one that you and your family use for holidays from time to time, and may also be let to others, on holiday lets. A second home is one that is occupied frequently by you, often for a…