Rebuild value for home insurance

If you are asked for the rebuild value of your home for your home insurance quote, do not use the estimated market value if you were to sell your property.┬áThe cost of rebuilding your home is likely to be different from the value you would receive if you sold your home because you do not…

Are unoccupied properties covered by home insurance?

Some home insurers will not allow you to renew your insurance, or cover may be restricted to Fire, Lightning, Earthquake and Explosion only (FLEE), if your property has been unoccupied for more than one policy year and you expect it will remain unoccupied long-term. If you are looking for more extensive level of cover you…

Storm Aileen on the way

High winds are forecast in the next two days as Storm Aileen is due to hit much of the country this evening and tomorrow. If you have a garden, check for any items that could be blown around and cause damage to your property – toys, barbecues, tables and chairs – and put them away….