Accidentally not covered when it comes to accidental damage?

When you buy home insurance you are asked if you want to add accidental damage cover to your policy. Some accidents in the home are typically covered under the standard section of your policy, but many are not so it may be worthwhile buying additional accidental damage cover. Different insurers can provide different cover, so…

Don’t let your BBQ burn more than the sausages

A glimmer of sunshine and Brits across the country are organising the first of many BBQs, but with this great British tradition comes a high fire risk.  Fire is the fifth largest cause of home insurance claims in the UK and can cause extensive damage and disruption. 

Organising a big Easter egg hunt?

It’s not quite Easter without an egg hunt. If you are organising a big Easter egg hunt at your home there are a few things to be aware of to ensure an effortless Easter hunt for all:

Hopping away this Easter?

Easter is a great time to spend with your loved ones and for this reason you may be travelling away from home.  Here are 3 steps to keep in mind before you start your Easter break:

I want to ride my bicycle! So keep your cycle safe

So now spring has sprung and the sun is shining, more of you will want to get out and about on your faithful bike again, but make sure your bike is secure. On average 376,000 cycles are stolen every year and over half of all cycle thefts in the UK take place close to home,…

Perplexed by unclear insurance terms?

There are many insurance terms used in your policy documents that you may not be familiar with. Here are a few that frequently come up in conversations with our customers, and the explanations we give:

3 things you need to know when buying a gift this Mother’s Day

1.       Don’t buy extra insurance cover if you don’t need it Your jeweller will usually try to sell you insurance at the same time as the jewellery, but you may be buying something you don’t need.  If you are purchasing a high value item, you can usually add it to your existing home insurance policy…

Security made simple

You may have heard of insurers referring to minimum security, but what is it and when do insurers require it? Locks that would comply with minimum security to all final exit doors for most insurers would include; approved to British Standard (BS3621). 

How secure is your home?

Crime including theft and attempted theft at the home unfortunately is on the increase, with a rise of 7.8% of theft incidences from January 2016 to January 2017. Maximum security at your home could rapidly reduce the risk of theft and malicious damage, so it would be in your best interests to at least know…

Home insurance FAQs – flat owners

This week a lot of PolicyCastle customers living in flats have asked us questions about how they should complete some of the sections on PolicyCastle’s short application form for home insurance. So we have put the answers to these frequently asked questions in this article, to help others looking for the same information.

Saint Patrick’s Day!

One of the most favoured holidays across the world whether you’re Irish or not, Saint Patrick’s Day is worth joining the Irish cheer, who are charmed for celebrating in true Gaelic style. Just in London alone there are many events that will be going on from 17th March and over Saint Paddy’s weekend, including, a…