The building bricks, how to be covered whilst works are in progress

Looking to do some improvements or renovations to your property? Whether the works require you to vacate your property or not, always advise your insurer prior to the works beginning.  Be prepared to have a Schedule of Works to hand, showing full details of the works to be carried out. 

Conceal and protect, how to keep your property safe when it’s unoccupied

If your property has been unoccupied for more than one policy year some standard insurers will not offer renewal on properties that will remain unoccupied long-term, or cover will likely be restricted to Fire, Lightning, Earthquake and Explosion only (FLEE).  If you are looking for more extensive level of cover you may need to seek…

Is the home covered after a bereavement?

Losing a loved one is a difficult time, but even more so when needing to sort out any admin left behind and this can make such a time even more distressing, so it will always ease a stressful situation if you can be aware before. If your family member has sadly passed away and there…