“Holiday” home or “second” home – is there a difference?

People lucky enough to have another home as well as their main home can refer to it in different ways. Like so many things in the English language, we don’t have exact defined terms that everyone agrees on. However, home insurers do mean different things when referring to “holiday” homes and “second” homes: A holiday…

Perplexed by unclear insurance terms?

There are many insurance terms used in your policy documents that you may not be familiar with. Here are a few that frequently come up in conversations with our customers, and the explanations we give: