Are unoccupied properties covered by home insurance?

Some home insurers will not allow you to renew your insurance, or cover may be restricted to Fire, Lightning, Earthquake and Explosion only (FLEE), if your property has been unoccupied for more than one policy year and you expect it will remain unoccupied long-term. If you are looking for more extensive level of cover you…

Conceal and protect, how to keep your property safe when it’s unoccupied

If your property has been unoccupied for more than one policy year some standard insurers will not offer renewal on properties that will remain unoccupied long-term, or cover will likely be restricted to Fire, Lightning, Earthquake and Explosion only (FLEE).  If you are looking for more extensive level of cover you may need to seek…