Contents insurance – things to think about

Most, though not all, contents sections of home insurance policies have a fixed limit on the cover they provide. So before purchasing your home insurance, you need to check what the policy limit is, and be sure that the policy limit is enough to cover all of the items in your home. Make an inventory…

Five gold rings

Sadly, most of us won’t be given five gold rings on the fifth day of Christmas. But we may well be given, or give, some expensive presents that we would really want back if they were ever stolen. What can you do now to help the police if your valuables are taken by a burglar in the…

Christmas presents covered?

Most home insurance policies – though not all – automatically increase the level of cover for contents during the run up to Christmas, so that gifts are covered. It is worth checking your home insurance policy to see if this is the case and the level of increased cover. If you are lucky enough to…

How to avoid pain when making a home insurance claim

Prove it Insurers’ claims teams want to see proof that the event you are claiming for has happened – unfortunately they have to watch out for fraudulent claims. Often providing proof is straightforward. But if your valuables were stolen by a burglar and you didn’t report the theft to the police, then your insurer may…

5 Ps

Most of us know people who have had to make home insurance claims, sometimes large claims, because of fire, or flood, or burglary – or we have had to make claims ourselves. So we buy home insurance because we care about our homes, and we want to be able to fix problems quickly if they…

Is your home your castle?

Could do better? We all want to protect our homes and what is inside them. Making our homes secure from burglary is usually a top priority when we first move in. In today’s busy world we then tend to focus on all the other jobs around the house, but most of us would benefit from…