Are unoccupied properties covered by home insurance?

Some home insurers will not allow you to renew your insurance, or cover may be restricted to Fire, Lightning, Earthquake and Explosion only (FLEE), if your property has been unoccupied for more than one policy year and you expect it will remain unoccupied long-term. If you are looking for more extensive level of cover you…

Accidentally not covered when it comes to accidental damage?

When you buy home insurance you are asked if you want to add accidental damage cover to your policy. Some accidents in the home are typically covered under the standard section of your policy, but many are not so it may be worthwhile buying additional accidental damage cover. Different insurers can provide different cover, so…

Hopping away this Easter?

Easter is a great time to spend with your loved ones and for this reason you may be travelling away from home.  Here are 3 steps to keep in mind before you start your Easter break:

Conceal and protect, how to keep your property safe when it’s unoccupied

If your property has been unoccupied for more than one policy year some standard insurers will not offer renewal on properties that will remain unoccupied long-term, or cover will likely be restricted to Fire, Lightning, Earthquake and Explosion only (FLEE).  If you are looking for more extensive level of cover you may need to seek…

Is the home covered after a bereavement?

Losing a loved one is a difficult time, but even more so when needing to sort out any admin left behind and this can make such a time even more distressing, so it will always ease a stressful situation if you can be aware before. If your family member has sadly passed away and there…